Own a home in Italy? We calculate your IMU every year and tell you exactly what to pay
If you live abroad and own a house or apartment in Italy, you almost certainly pay IMU, the municipal property tax, in two instalments: 16 June and 16 December. Each town sets its own rate, payment from abroad is awkward, and missing it brings penalties. We take care of it every year.
Illustrative photos.
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- Registered company, no. 16456616
- Run by Italians, we write to Italy in Italian
- Email update at every step
Estimate your IMU
Don’t know the rendita? Subscribe and we find it for you.
How it works
- SubscribeTell us about the property. If you have no papers, we pull the cadastral records ourselves.
- We calculateWe find your town’s IMU rates for the year, check whether a reduction or exemption applies to you, and calculate the June and December instalments.
- You pay, in two minutesBefore each deadline you get an email with the exact amount and the details for a bank transfer to the town, or a ready F24 if you have an Italian account. You pay the town directly: the money never passes through us.
- Every yearWe repeat it each year, flag missed past payments and tell you how to settle them with reduced penalties (ravvedimento operoso).
What we do for you
- Cadastral check of the property (rendita catastale) if needed
- Yearly check of your town’s IMU rates and resolutions
- Check of reductions, including those for pensioners living abroad
- Calculation of the June and December instalments
- Bank transfer details or a ready F24, sent before each deadline
- Check of your TARI (waste tax) bill if you send it to us
- Help settling missed years with reduced penalties
Not included
- The tax itself, which you pay directly to the town
- IMU declarations needed for special cases (we quote them separately)
- Income tax returns in Italy for rented properties
IMU in plain English
IMU (Imposta Municipale Unica) is the yearly property tax paid to the town where the property is. It is not billed: owners must work it out and pay it themselves, which is why so many owners abroad pay late, too much, or not at all.
- How it is calculated: the cadastral income (rendita) of the property, plus 5%, times 160 for homes, times the town’s rate, times your share.
- When: half by 16 June, the balance by 16 December, with the rates published for that year.
- Paying from abroad: by bank transfer to the town’s account, with your tax code, the town’s code, the year and the instalment in the description. An F24 is used if you have an Italian bank account.
- If you missed it: paying late on your own initiative (ravvedimento operoso) costs a small penalty that grows with time. Waiting for the town to find out costs much more.
Waste tax (TARI) is different: the town or its company sends you a bill. Send it to us and we check it, including the reduction some pensioners abroad are entitled to.
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Questions
Do I have to pay IMU if I live abroad?
Almost always yes. A home in Italy is not your main residence if you live abroad, so it is taxed like a second home, at the rate your town sets (the standard rate is 0.86% of a value derived from the cadastral income, up to 1.06%).
Can I pay from a foreign bank account?
Yes. Owners living abroad can pay by international bank transfer to the town, with the right reference. We give you the IBAN, the amount and the exact wording to use, so the payment is matched to you.
Is there a reduction for pensioners living abroad?
There is a 50% reduction for some pensioners resident abroad, on one home that is not rented or lent, and the conditions changed recently. We check whether it applies to you every year and tell you if a declaration is needed.
I have never paid. What now?
Tell us. Past years can usually be settled with reduced penalties through ravvedimento operoso, before the town sends an assessment. We calculate what is due.
What does the subscription cost?
€79 a year per property, VAT included, renewed automatically each year. You can cancel at any time from the link in your emails.
Who we are
Pratiq is an online service run by Italians that deals with Italian offices on people’s behalf: registered letters, land-registry searches, family records and the paperwork in this page. We work from San Marino, next to Italy, with Italian accountants and translators, and a person answers every email. We are not a law firm: when a case needs a lawyer, we tell you.
Read our story · support@pratiqonline.com · GN International Distribution Ltd, company no. 16456616
Sources
- Law 160/2019, art. 1 paragraphs 738-783 (IMU)
- Law 178/2020, art. 1 paragraph 48 (pensioners resident abroad)
- Money.it: IMU residenti all’estero 2026
- InvestireOggi: IMU residenti all’estero, chi e come deve pagare
General information, checked in October 2026. It is not legal or tax advice: your written assessment covers your own case.
More help with Italy from abroad
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